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Thursday, March 31, 2016
Posted by CAMACOL at 9:00 AM
Wednesday, March 30, 2016
Posted by CAMACOL at 10:06 AM
Does the subway/freeway/Shake Shack line feel a little more crowded than it did a year ago? It might not be all in your head: The population of the United States grew 0.79 percent in the past year, according to data from the U.S. Census Bureau.
North Dakota saw the biggest one-year jump in population, growing 2.28 percent. Only seven states saw their populations dip in the past year, with West Virginia leading the fall with a 0.25 percent overall drop. Shale-rich North Dakota up and coal-filled West Virginia down? Guess that shouldn't have surprised anyone following the energy sector. Keep in mind though this data only goes through July 1, 2015, and oil-rich states haven't had the best run in the quarters since.
Note: 1-yr data through July 1, 2015
Trump supporters, hold your ears: Some of the rise in the U.S. population last year was due to international migration. According to Census bureau data, net international migration in the U.S. as a percentage of total 2014 population was 0.36 percent in the 12 months ended July 1, 2015, with Hawaii more than double that rate at 0.71 percent. A total of seven states — New York, Florida, Massachusetts, New Jersey, Connecticut, Maryland and Hawaii — saw net international migration of more than 0.5 percent of their total populations. West Virginia and Montana saw the smallest inflow of new international residents, each with just 0.07 percent. No states ended the one-year period with net outflow abroad.
Note: Census includes in its calculations the migration of the foreign born, migration between the U.S. and Puerto Rico, U.S. citizens moving back to the U.S. from abroad and the net movement of the Armed Forces between the U.S. and overseas.
The remainder of the change in state populations can be attributed to the inevitables in life: births, deaths and, well, moving across state lines. North Dakota saw the biggest one-year rise in domestic migration at 1.35 percent of its 2014 population, with Florida and Colorado not far behind. The majority of states, however, lost residents to domestic migration, with Alaska seeing the biggest decline. Don't worry Alaskans (or do worry, really): if global warming continues, Anchorage will be a top destination yet.
Note: Net domestic migration (within the U.S.) is measured by information on addresses through a combination of government sources such as the Internal Revenue Service returns and medicare enrollment, among others.
Posted by CAMACOL at 5:28 AM
Monday, March 28, 2016
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Posted by CAMACOL at 7:53 AM
Friday, March 25, 2016
From the supporters of Donald Trump to the street protesters of southern Europe, voters around the world are mad as hell. Inequality, immigration, and the establishment's perceived indifference are firing up electorates in a way that's rarely been seen before. As these charts show, the forces shaping the disruption of global politics have been building for years and aren't about to diminish.
The world's middle classes are getting poorer
The share of wealth owned by the middle class declined in every part of the world on a relative basis 1
U.S. workers' share of income has dropped to near the lowest since World War II
And in the past century, the rich have gotten markedly richer
Incomes in Europe's southern crisis countries have fallen since 2009, while rising elsewhere
Things are even worse for young people
In Spain and Greece, unemployment among those under 25 is still close to 40 percent despite a slight improvement in recent years
U.S. student debt is soaring, while median pay for recent college graduates has barely budged
Parents in major western countries are increasingly worried about their children's prospects
Immigration and war are compounding the anxiety
European countries are seeing unprecedented flows of refugees seeking asylum and have little power to stop them within the passport-free zone
As Syria's implosion sends millions of refugees toward the EU, more voters choose immigration as a top concern
Americans worry about immigration more than they did 14 years ago
All this is causing politics to fragment
Last year, only 19% of Americans trusted their government "just about always" or "most of the time" - down from 54% after the 9/11 attacks
As measured by historical voting in the U.S. House of Representatives, the two U.S. political parties have moved away from the center in the past 40 years
It's the same picture in Europe as distrust of government has surged, to a high of 84% in Spain
That's all helping insurgent parties storm the region's national parliaments
Political newcomers have gained far greater share in recent elections, and established parties in some cases have withered away
Asia is bucking the trend. So far
Asia has largely been exempt from the West's discontent, in part because so rapidly
But unrest can't be ruled out, especially as China's growth miracle recedes. Already workers' strikes are becoming more and more widespread
Upcoming elections with potential to cause more chaos:
U.S., November 2016
Democrat Hillary Clinton leads Republican Donald Trump in the latest average of polls on a head-to-head comparison* of the parties' front-runners. Yet that matchup is far from assured, as Republican power brokers are exploring ways to keep Trump from claiming the nomination at the party's convention in July and pushing his closest rival, Senator Ted Cruz, as the preferred alternative in the remaining state nominating contests.
* RealClearPolitics national average of head-to-head polling between 2/11-3/6 shows Hillary Clinton with a 6.3 percentage point edge over Trump.
Brexit, June 23, 2016 Polls*:
28% don't know
France, May 2017 First-round voting preference:
27% National Front's Marine Le Pen
22% President Francois Hollande
21% Former president Nicolas Sarkozy
* Ifop Dec. 2015 poll
Germany, around summer 2017
While national polls show Angela Merkel's Christian Democratic Union far ahead of the second-biggest party, the Social Democrats, the insurgent Alternative for Germany could cause trouble. Support for the anti-immigrant party surged in recent regional elections.
Posted by CAMACOL at 8:07 AM
Wednesday, March 23, 2016
Florida Global University y CAMACOL impulsan Programa de Auspicio de 100 becas de estudios universitarios para la Comunidad Hispana
en Estados Unidos.
Profesionales latinoamericanos podrán revalidar sus estudios en Estados Unidos apoyados por la reciente alianza entre FGU y CAMACOL.
Entendiendo la situación profesional desfavorable de los latinos en Estados Unidos, y basados en la trayectoria de CAMACOL de 50 años de impulso de los valores empresariales de los hispanos, Florida Global University ha tomado la iniciativa de brindar su oferta académica de Bachelors y Master, 100% en línea y en español, estableciendo una estrecha alianza entre ambas Organizaciones.
El Programa de 100 Becas de estudios en la Florida Global University - valorado en $1,200,000.00 - está estructurado para que las empresas que hacen vida en el Sur de la Florida, puedan ofrecer a su personal y las comunidades con menor acceso a la educación universitaria, estudios superiores de calidad y con titulación americana, pagando solo el 20% del valor de la matrícula, lo que genera mayores niveles de acceso al empleo y mejoras salariales sustanciales en nuestra comunidad.
En palabras de José Mattos, Director Ejecutivo de CAMACOL, “Nos sentimos honrados de participar en la iniciativa de Florida Global University de la creación y entrega de becas a 100 estudiantes del Sur de la Florida y de América Latina; la razón de unirnos a esta iniciativa es por el enfoque específico de ayudar al profesional que está emigrando a los Estados Unidos y se encuentra en base de completar su carrera o revalidar sus títulos”
Bajo este mismo esquema de estudio los beneficiarios de las becas, tendrán acceso al mejoramiento de sus conocimientos de inglés, bajo el curso incluido “FGU-English” de 4 Niveles, así como los cursos de “Emprendimiento y Liderazgo Innovador” de UDI Business Institute, todo ello como parte de los beneficios de ser estudiante del Programa FGU-CAMACOL.
La iniciativa tendrá la entrega de las becas para los primeros estudiantes y reconocimento a las empresas auspiciantes, en el importante escenario del 37th Congreso Hemisférico de Cámaras de Comercio Latinas organizado por Camacol, a realizarse del 6 al 9 de junio de 2016, en la instalaciones del Biltmore Hotel de Coral Gables en la Ciudad de Miami. Para mayor información www.fgu-edu.com/camacol o en www.camacol.org
Posted by CAMACOL at 7:09 AM
Tuesday, March 22, 2016
Lack of inventory is especially hurting would-be buyers of starter homes, Trulia data show
Eight years after the crash, the housing market still awaits the return of the first-time home buyer. Beyond the struggle to build credit to meet stricter standards, and the difficulty saving for a down payment amid skyrocketing rents and surging student loan burdens, there lies an even simpler explanation: fewer choices.
It's the lack of inventory that's haunting Ralph McLaughlin, chief economist at real estate website Trulia, as he looks at the year ahead in housing. Inventory is strongly correlated with affordability across all price segments, which Trulia breaks up into "starter," "trade-up" and "premium" homes.
The stark numbers: Overall housing stock is down 39 percent from four years ago, and it's even worse for starter homes, according to the data in the debut of a quarterly inventory report released Monday. Properties valued in the bottom third of all listings have seen a 44 percent drop over the same period.
While scant supply is good news for sellers yearning for bidding wars, the inventory outlook is bleak for the industry as a whole and especially for buyers, McLaughlin said.
"Industry-wide, it's certainly going to be a very pertinent problem, both for buyers of real estate but also the real-estate industry itself — particularly agents and lenders," he said. "If there are a lot fewer homes on the market than there have been in the past, there's likely to be fewer home sales and fewer loan originations."
Why the slimmest pickings for the two cheaper categories? McLaughlin says three factors are to blame: First, investors are still clinging to a large share of homes that were foreclosed during the downturn. Also, a large number of homeowners still "underwater" — likely to sell at a loss as prices are still below their pre-recession peak — means that fewer of the cheapest properties are being listed.
Lastly, a widening spread between the costs for the most-expensive homes and those in the middle price range has caused a shortage for the latter, since owners of trade-up homes are less likely to put their properties on the market if the cost of moving into the highest category is climbing, McLaughlin said.
The limited options are crimping affordability. Buyers of starter homes now have to pony up 38 percent of their income toward a purchase, compared with 32 percent in 2012.
Affordability of starter homes has fallen the most in California over the past four years, the Trulia data show. The West and South saw the biggest declines in stock of these properties.
Even amid these gloomy prospects, McLaughlin sees little need to worry that the next housing downturn will look like the last crash. Tighter lending standards have removed one of the most significant causes of the last real-estate downturn, so the next cycle probably will feature "either a plateau or a soft landing of the housing market rather than a complete collapse," he said.
Inventories for the three price groups were calculated among the 100 largest U.S. metro areas over the period from January 1, 2012 to March 1, 2016. Price categories are determined based on home-value estimates of the entire housing stock, rather than listing price, in order to control for swings in the mix of homes on the market.
Posted by CAMACOL at 10:45 AM